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Author Topic: PGpZTmYniDV
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Posts: 50
Post PGpZTmYniDV
on: December 15, 2011, 07:26

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Post IYSiZbQnvYCbIyh
on: April 14, 2012, 08:28

There are other compensating fotacrs besides credit score in determing a rate for a client. Income, Loan to value and debt to income ratio. The 3.75% you are seeing everywhere is usually an adjustable mortgage rate on a 5 or 7 year ARM mortgage. Most of the 30 year fixed rates are going to be around 4-4.5%. My company is offering around a 4.25% right now depending on LTV and debt ratio. If you have a low LTV and a low debt ratio then we can get you to a 4.25%. Please email me and we can discuss a little more of what exactly I can get for you.
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Post Re: PGpZTmYniDV
on: April 14, 2012, 13:19

Depending on how long you have had the loan. Most loan companies won't allow a cnnieafre for at least a year or two. As an all interest loan, do you have some equity to use? If you can overcome those problems, then it's better to do it in a refi, or maybe a second. In both cases you would be able to claim the interest as tax deductible.
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Post tHXDURlNoRGdulK
on: April 17, 2012, 12:39

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