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 realestatemarketingthisweek.com – Is the Media hype about jobless claims helping to push down property values? – Part 3 – Now we were talking in the previous segments about the current economy and the pitfalls. Let’s talk about that more deeply, these jobs numbers. What should we make of this? You know, its an interesting point, I keep hearing the media spin that this is the next Great Depression, talking about bread and soup lines and free government cheese and all that kind of stuff. That is absurd to me. The actual jobless number that was reported before the end of November for the past month reached a higher level for us as a country of 6.7%. There were 530000 jobs lost during that month, but when you put that in the context of the 6.7% onto other historic recessions that number is still quite low. Yes it’s tough, I get that, but we were riding high for so long that we tend to forget that and think this is as bad as its ever been. Yes we got accustomed to job creation and this euphoria existed in the United States for decades. And that’s fine. These are economic cycles that Continue reading Real Estate Values – Jobless claims affecting Property Values – RealEstateMarketingThisWeek.com  realestatemarketingthisweek.com – Is the Media hype about jobless claims helping to push down property values? – Part 3 – Now we were talking in the previous segments about the current economy and the pitfalls. Let’s talk about that more deeply, these jobs numbers. What should we make of this? You know, its an interesting point, I keep hearing the media spin that this is the next Great Depression, talking about bread and soup lines and free government cheese and all that kind of stuff. That is absurd to me. The actual jobless number that was reported before the end of November for the past month reached a higher level for us as a country of 6.7%. There were 530000 jobs lost during that month, but when you put that in the context of the 6.7% onto other historic recessions that number is still quite low. Yes it’s tough, I get that, but we were riding high for so long that we tend to forget that and think this is as bad as its ever been. Yes we got accustomed to job creation and this euphoria existed in the United States for decades. And that’s fine. These are economic cycles that Continue reading Real Estate Values – Jobless claims affecting Property Values – RealEstateMarketingThisWeek.com  realestatemarketingthisweek.com – Have we hit the bottom of the Real Estate Market yet? – Part 2 — And Michael as we mentioned before I’m in the middle of writing a book that is entitled “Real Estate’s Future”. And again what it is, is essentially a scoring model, where we have taken hundreds of different factors, enter them all together and what we look at is that this model can actually call the top and bottom of the real estate market. With this model we were actually able to call the top of the real estate market in Phoenix, Arizona six months before it happened. Now we’re working on creating a national model. What we’re seeing today in the building numbers is that they came out really bad. And there was something on Zillow the other day that said that Americans have lost trillions of dollars in real estate value. And its easy to get all emotional about this especially if you’re one of those people who are losing their homes. And you are one of the people in trouble, but eventually we will get to the bottom market again. Hopefully by then I’ll have my Book complete and we will Continue reading Real Estate Values – At the bottom of the Real Estate Market? – RealEstateMarketingThisWeek.com  realestatemarketingthisweek.com – Have we hit the bottom of the Real Estate Market yet? – Part 2 — And Michael as we mentioned before I’m in the middle of writing a book that is entitled “Real Estate’s Future”. And again what it is, is essentially a scoring model, where we have taken hundreds of different factors, enter them all together and what we look at is that this model can actually call the top and bottom of the real estate market. With this model we were actually able to call the top of the real estate market in Phoenix, Arizona six months before it happened. Now we’re working on creating a national model. What we’re seeing today in the building numbers is that they came out really bad. And there was something on Zillow the other day that said that Americans have lost trillions of dollars in real estate value. And its easy to get all emotional about this especially if you’re one of those people who are losing their homes. And you are one of the people in trouble, but eventually we will get to the bottom market again. Hopefully by then I’ll have my Book complete and we will Continue reading Real Estate Values – At the bottom of the Real Estate Market? – RealEstateMarketingThisWeek.com  realestatemarketingthisweek.com – Forget the doom and gloom, First Time Home Buyers can buy with FHA – Part 1 – Thanks to my very great friend Brett Fallon for taking the time to be here in studio today. Brett is one of America’s finest financial advisors. And of course the infamous Dan Havey. Now we all love Dan Havey because he was instrumental in getting me into the mortgage industry about 14 years ago. Most importantly, Dan was instrumental in helping us put together the loan modification hotline and he is the author of Real Estates Future. So today we have a few things we want discussed in regard to the economy, what’s happened, were wrapping up the year. You may have heard about this in the media, of course the media’s job is to scare you. Well our job is to tell you the truth. So Brett you have some data and some information that you wanted to share Some of the things you hear in the media, you cant escape, its pretty much doom and gloom, sky is falling, this is the next Great Depression. It’s over for all of us and we should all just pack up and Continue reading First Time Home Buyer Tax Credit – Buy with Low Down Payment Loan – RealEstateMarketingThisWeek.com  realestatemarketingthisweek.com – Forget the doom and gloom, First Time Home Buyers can buy with FHA – Part 1 – Thanks to my very great friend Brett Fallon for taking the time to be here in studio today. Brett is one of America’s finest financial advisors. And of course the infamous Dan Havey. Now we all love Dan Havey because he was instrumental in getting me into the mortgage industry about 14 years ago. Most importantly, Dan was instrumental in helping us put together the loan modification hotline and he is the author of Real Estates Future. So today we have a few things we want discussed in regard to the economy, what’s happened, were wrapping up the year. You may have heard about this in the media, of course the media’s job is to scare you. Well our job is to tell you the truth. So Brett you have some data and some information that you wanted to share Some of the things you hear in the media, you cant escape, its pretty much doom and gloom, sky is falling, this is the next Great Depression. It’s over for all of us and we should all just pack up and Continue reading First Time Home Buyer Tax Credit – Buy with Low Down Payment Loan – RealEstateMarketingThisWeek.com  realestatemarketingthisweek.com – The pitfall of forcing your bank to rescind your loan for lending violations when in foreclosure – Part 8 – I have a question on that, it is my understanding and I could be wrong, but they don’t need a copy of the note, they need the original note. You are correct. Your attorney of course will get a copy, because they are not going to send them the original. Items that your attorney is going to ask for, and I forget the number, I think its 47 different items that the attorney could ask for. Heres one. I’ve been in the industry for 20 years and I just heard this term a couple months ago, it’s known as an alonge. What the heck is an alonge? Well apparently it’s one of the documents that has to be in the file. While essentially the whole purpose of this is to catch the bank, the lender having messed up your loan somewhere along the way. Because if it is true that they violated some kind of Federal Law in the past when they gave you the loan or are in violation of the loan now, you can then take Continue reading Foreclosure – Pitfalls of Lender Rescission to Stop Foreclosure – RealEstateMarketingThisWeek.com  realestatemarketingthisweek.com – The pitfall of forcing your bank to rescind your loan for lending violations when in foreclosure – Part 8 – I have a question on that, it is my understanding and I could be wrong, but they don’t need a copy of the note, they need the original note. You are correct. Your attorney of course will get a copy, because they are not going to send them the original. Items that your attorney is going to ask for, and I forget the number, I think its 47 different items that the attorney could ask for. Heres one. I’ve been in the industry for 20 years and I just heard this term a couple months ago, it’s known as an alonge. What the heck is an alonge? Well apparently it’s one of the documents that has to be in the file. While essentially the whole purpose of this is to catch the bank, the lender having messed up your loan somewhere along the way. Because if it is true that they violated some kind of Federal Law in the past when they gave you the loan or are in violation of the loan now, you can then take Continue reading Foreclosure – Pitfalls of Lender Rescission to Stop Foreclosure – RealEstateMarketingThisWeek.com |
   
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